Loan Rates
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All rates are APR (Annual Percentage Rate)
***Sample Repayment Term Below
| Term | APR | Minimum Loan Amount |
|---|---|---|
New/Used Auto | ||
| 0-36 Months | 3.99%-11.50% | Min $5k |
| 37-48 Months | 4.49%-12% | Min $5k |
| 49-60 Months | 4.49%-17% | Min $10k |
| 61-66 Months | 4.74%-17.50% | Min $10k |
| 67-72 Months | 4.99%-18% | Min $15k |
| 73-84 Months | 5.74%-19% | Min $20k |
| 85-96 Months (New Only, $50,000 Minimum) | 5.99% | |
| 2021 and older, up to 60 Months | 4.99%-17.50% | |
| 2021 and older ($20,000 Minimum, 61-72 Months) | 5.74% - 19% | |
New/Used Boat-RV | ||
| 0-48 Months | 7.75%-16.50% | Min $5k |
| 49-72 Months | 8.75%-17.50% | Min $10k |
| 73-120 Months | 9.49% - 17.99% | Min $20k |
| 121 - 180 Months | 10.50% - 17.99% | Min $30k |
Prices cannot exceed JD Power Value (with the exception of the purchase of GAP Insurance)
Personal Loans
| Term | APR |
| 0-60 Months | 7.99% - 19% |
No annual Fee VISA Cards:
- VISA Classic: 12.00% APR
- Student VISA 12.00% APR
- VISA Gold: 9.60% APR
- VISA Platinum: 7.80% APR
** Signature Loan and VISA limit combinations cannot exceed $25,000.00
Sample Repayment Term
At 6.24% APR, the monthly payment is approximately $19.46 per $1,000 borrowed. Actual payment may vary based on term and creditworthiness.
**All loan rates are subject to change without notice. Your specific rate, terms, and minimum loan amount may vary based on credit history, loan type, and other qualifying factors. Please contact a loan officer for current rates and to determine your exact loan terms.
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