New Year, New Fraud: Protecting Yourself in 2025 with Aeroquip Credit Union

The new year often brings resolutions for self-improvement, but unfortunately, it also brings a renewed wave of fraudulent activity. Cybercriminals are constantly evolving their tactics, making it crucial to stay vigilant and informed. At Aeroquip Credit Union, we're committed to helping you protect your financial well-being. Here are some essential tips and tricks to safeguard your accounts and personal information in 2025.

 

 

The Evolving Landscape of Fraud:

Fraudsters are increasingly sophisticated. They’re not just relying on phishing emails anymore. New methods emerge constantly, exploiting vulnerabilities in technology and human behavior. Some key trends to watch out for in 2025 include:

  • AI-powered scams: Artificial intelligence is being used to create more convincing phishing emails and text messages, making them harder to detect.

  • Deepfakes: Manipulated audio and video recordings are being used to impersonate trusted individuals, like bank employees or family members.

  • Social engineering attacks: Fraudsters are becoming more adept at manipulating people's emotions and trust to gain access to sensitive information.

  • Smart device vulnerabilities: Increased reliance on smartphones and other smart devices creates new avenues for cybercriminals to exploit.

 

Tips and Tricks to Stay Ahead of the Game:

Here’s how you can protect yourself from these evolving threats:

  • Strong Passwords and Multi-Factor Authentication (MFA): Use strong, unique passwords for all your online accounts. Enable MFA whenever possible – this adds an extra layer of security by requiring a second form of verification, such as a code sent to your phone.

  • Beware of Phishing and Smishing: Be wary of unsolicited emails, texts, or calls requesting personal information. Never click on links or download attachments from unknown sources. Legitimate institutions will never ask for your password or account details via email or text.

  • Regularly Monitor Your Accounts: Check your statements and credit card activity regularly for any unauthorized transactions. Set up alerts to notify you of unusual activity. Aeroquip Credit Union offers robust online banking tools with these features.

  • Keep Your Software Updated: Regularly update your operating system, antivirus software, and other applications on all your devices. This helps patch security vulnerabilities that fraudsters could exploit.

  • Be Cautious on Public Wi-Fi: Avoid accessing sensitive financial information on public Wi-Fi networks, as these are often less secure.

  • Verify the Identity of Callers: If you receive a suspicious call from someone claiming to be from your bank or another institution, hang up and call the institution directly using a number you find on their official website.

  • Educate Yourself and Your Family: Stay informed about the latest fraud trends and educate your family members, especially children and seniors, about how to identify and avoid scams.

  • Utilize Aeroquip Credit Union's Resources: We offer various security features and resources to help protect you, including fraud alerts, secure online banking, and dedicated team ready to assist you. Contact us if you have any concerns.

 

Aeroquip Credit Union's Commitment to Your Security:

At Aeroquip Credit Union, your security is our top priority. We continuously invest in advanced security measures and provide educational resources to help our members stay protected. We encourage you to contact us if you have any questions or suspect any fraudulent activity.

 

Contact us today to learn more about our security measures and to access our resources. Click Here

 

By staying informed and taking proactive steps, you can significantly reduce your risk of becoming a victim of fraud in 2025. Let's work together to make this a secure and prosperous new year!